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SocialWorking across borders: which country's social security covers you
How EU coordination rules decide where you pay contributions and claim benefits.
Insurance for living and working abroad
Buy social insurance for yourself or work insurance for your employees in 11 countries. Apply online in a few minutes and receive your insurance certificate by e-mail.
Social insurance
11 countries · from €37/monthGet insuredWork insurance
Accident and disability · from €18/monthFor employers
Teams from one employeeSickness benefit
Income during illness from day one
Unemployment cover
Top-up to statutory unemployment benefit
Pension contributions
Voluntary top-up for the self-employed
Occupational accident
Workplace and commuting accidents
Income protection
Up to 80% of salary if unable to work
Employers' liability New
Group cover for teams of any size
Why Abate Consulting
Clear prices
The price you see is the price you pay. No hidden fees.
Documents in minutes
Your certificate is issued as soon as the payment is confirmed.
Accepted by employers
Certificates include a policy number and QR code that anyone can check online.
Support in your language
Our team answers in English, German and Russian.
Over 1,200,000 policies arranged through our platform
Helvia Assurance
Nordlys Forsikring
Albion Mutual
Baltic Re
Alpen Versicherung
Maple Shield
Atlantic Life
Sakura Insurance
Shalom Cover
Celtic Assurance
Vistula Ubezpieczenia
EuroCare Group
How it works
Choose a plan
Select the country, the type of insurance and how long you need cover.
Fill in the form
Enter the personal details of the insured person and their ID document.
Pay
Pay online or by bank transfer using the details shown on the payment page.
Receive documents
After we confirm your payment, you receive the insurance certificate and a receipt as PDF.
Customer rating: 4.8 out of 5
customer photo
Anna K.Zürich
As a freelancer in Switzerland I set up sickness and accident cover in one evening. Everything is in one account and renewal takes a single click.
Lukas M.Munich
We insured 40 employees against occupational accidents. Adding new staff takes minutes.
Ingrid H.Oslo
I was on sick leave for two weeks. I uploaded the medical certificate in the app and the benefit was paid within five days.
Daniel R.Dublin
Clear prices and documents in my inbox right after payment. The certificate was accepted by the immigration office without questions.
Insights
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WorkEmployers' liability in the UK: the legal requirements
Who must hold cover, minimum limits and how to display your certificate.
Countries we cover
We issue social and work insurance in the following countries.
Common questions
Who can buy social insurance?
Anyone who lives, studies or works in one of the countries we cover. You buy it for yourself, one policy per person.
How does work insurance work for employers?
The employer buys a separate policy for each employee. If you have 10 employees, you buy 10 policies. Each employee receives their own certificate.
How do I pay?
After you submit the form you will see a payment page with a payment link or bank details. When you have paid, press “I have paid”.
When will I receive my documents?
As soon as we confirm your payment, usually within one working day. You can download the certificate and receipt from your order page, and we also send them by e-mail.
How can someone check that my policy is valid?
On the “Check a policy” page, by entering the policy number and the name of the insured person, or by scanning the QR code on the certificate.
Your policies, always with you
All policies, renewal reminders and claims in your personal account. Access to certificates from any device.
Go to customer portal